Chapter 13 Bankruptcy can help save your home

One for the many questions I get as an attorney is what Chapter 13 is and what are some of the benefits of filing a 13. The biggest benefit that I have found over the years is for those that are interested in catching up on their mortgage/tax payments. In a Chapter 13 Plan of reorganization, a Debtor can catch up on their arrears on both their mortgage and their property taxes. This can often times be done over a five year period which can be very manageable compared to many alternatives. I have helped hundreds of people save their homes over the years.